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Nikita Trainin

Nikita Trainin

Financial Adviser

Unlock the Full Potential of Your KiwiSaver: The Power of Working with a Professional Financial Adviser

As a financial adviser, I have seen time and time again how working with a professional can make all the difference when it comes to achieving your financial goals. When it comes to your KiwiSaver, there is no exception.

By now most of us have a KiwiSaver, a government-backed savings plan in New Zealand that’s designed to help build a nest egg for the future. It’s an excellent way to save for your future for many reasons. For instance, your employer will also put through 3% on top of your salary if you are actively contributing yourself, and the government will add up to $521 per year.. who doesn’t love free money! But what if you could unlock more potential through the actual investment you make? And the provider you choose? There are some benefits of working with a financial advisor because of this!

Here are just 10 of the many advantages that you can expect to enjoy by working with an independent financial adviser on your KiwiSaver:

  1. Expertise: A qualified financial adviser has a deep understanding of the KiwiSaver system, the options available to you, and the best ways to maximize your savings.
  2. Tailored advice: A financial adviser will take the time to understand your unique financial situation, goals, and risk tolerance, and provide you with personalized advice that’s right for you.
  3. Simplicity: With a financial adviser by your side, you’ll be able to navigate the complexities of KiwiSaver with ease. Your adviser will help you understand what you need to know and keep you on track.
  4. Better investment outcomes: A financial adviser can help you select the right KiwiSaver fund for your needs, ensuring that you get the best possible returns.
  5. Regular review and adjustment: Your financial adviser will regularly review your KiwiSaver portfolio and make adjustments as needed to keep you on track to reach your goals.
  6. Openness about fees: Your financial adviser will be transparent and open about any fees associated with their services, so you always know what you’re paying for.
  7. Access to a broader range of investments: With a financial adviser, you’ll have access to a broader range of investments, including those that may not be available through your KiwiSaver provider.
  8. Tax-effective strategies: Your financial adviser can help you implement tax-effective strategies that can help you save more and reduce your overall tax bill.
  9. Retirement planning: A financial adviser can help you plan for retirement, including helping you determine how much you need to save, when to start taking your benefits, and how to manage your investments in retirement.
  10. A partner for life: Your financial adviser will be there for you, providing guidance and support, as you progress through life, and as your financial situation changes. Their ultimate goal is to achieve the best possible outcome for you, the client.

In conclusion, working with an independent financial adviser can be the best decision you ever make. With their expertise, personalized advice, and commitment to your financial success, a financial adviser will help you unlock the full potential of your KiwiSaver and secure your financial future. Let’s chat.

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